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Setting up Apple Pay on iPhone/iPad, as easy as it gets

apple pay

The Apple Pay – the next big thing from Apple is finally amid us. Here to allow iPhone and iPad owners to pay with a swipe of their device, Apple Pay is going to revolutionize the way people shop.  To be able to use you iPhone/iPad as credit card, you will need Apple Pay on the device, here is how you can set up Apple Pay on you device.

  1. Sorry iPhone owners of yesteryear, your devices lack Secure Element Chip (that encrypts and stores users payment info) – to be able to enjoy benefits of the Apple Pay, you will need one of the recent devices – iPhone 6, iPhone 6 Plus or the much recent launches, the iPad Air 2 or iPad Mini 3.
  2. On your new iPhone or iPad, you will have to download iOS 8.1 update.
  3. After the update, open the Passbook App on your device. To set up Apple Pay, the app will confirm if you wish to use Credit Card or Debit Card already registered with iTunes, or you wish to use a new card.
  4. If you have a card registered on iTunes and you opt for the same, you can see that Apple Pay will work with all Visa, Mastercard, and American Express cards.
  5. In case you opt for a new card – the Passbook app will automatically activate your iPhone or iPad camera so that you can click picture of the new card. Then Apple analyzes the image and confirms details with your bank and creates an image of your card in your Passbook app. The image on the app doesn’t not display your card number, neither does Apple store your card number or share the same with merchants.

It is worth noting that iPhone 6 and iPhone 6 Plus feature built-in Near Field Communication (NFC) antenna and can use Apple Pay for both in-store payments and online payments; the new iPads however lack NFC and can use Apple Pay for web purchases only.